When FHA is underwriting…

March 14th, 2009 by admin | Filed under Uncategorized.

…a mortgage loan they do not look directly at the credit fico score of the borrower; instead they look at overall credit profile. However even though fico credit score is not a large factor in an FHA loan you mortgage history is. FHA requires no mortgage late payments in the last 12 months regardless of the borrowers fico credit score.


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