Your credit score also referred to as FICO score is a numerical expression based on a statistical analysis of your credit files such as mortgage, credit cards, car loan, etc. to represent the creditworthiness of that person. Lenders, such as banks and credit card companies use your credit scores to evaluate your potential risk as a borrower. Lenders use credit scores to determine if you qualify for a loan, your interest rate and your account/credit limit.

This site is meant to aid in your ability to research options in improving your credit. The author takes no responsibility in its content or articles. It is simply a resource for you to research your options in saving your home.

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